Level 2, 272A/ 398-408 Pitt Street Sydney
info@achievementeducation.com
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Insurance Services

Achievement Education is a licensed migration agent accredited under the Migration Agents Registration Authority (MARA). As we all know, moving to another country like Australia for your academic or professional pursuits is a milestone in itself, and it is important to do everything right before moving, rather than making mistakes that can create problems for you once you settle down there. Having the right kind of health insurance beforehand is extremely important for this purpose. We not only help you to find the exact plan, whether you are going as a student or a temporary visitor, but from day one, you are fully covered and supported all along the way.

We partner with the leading health insurance providers in Australia including Bupa, Medibank, Allianz Care Australia, nib, and ahm, offering you a choice of reasonably priced insurance plans offered by reliable insurance providers who offer coverage that meets the requirements of the Australian visas.

Having health insurance is not only mandatory, but your life savior in an alien country where healthcare services are costly and diseases strike unannounced! For this reason, we provide thorough advice on Overseas Student Health Cover (OSHC) and Overseas Visitor Health Cover (OVHC) so that you are always covered, compliant, and comfortable in your Australian experience.

Besides explaining your rights and qualifications to OSHC and OVHC products, we keep it simple at every step so that it is possible for you to direct full attention towards studies, work, and the rest of your overseas life.

Overseas Student Health Cover (OSHC)

For those of you who intend to pursue study in Australia, most probably you will be required to have Overseas Student Health Cover (OSHC) for a student visa (subclass 500) holder. Not only must you have it for the time that you are there, but this will be necessary per Australian visa condition 8501.OSHC is really a feature that international students can use to help them get through the expenses of health care in Australia. This plan will make sure that you have the ability to get the necessary medical attention without splashing out on a lot of money. OSHC provides essential healthcare protection during your studies in Australia, including:

  • General Practitioner (GP) visits and basic medical consultations
  • Specialist doctor appointments when referred
  • Hospital treatment and in-patient care
  • Emergency ambulance services
  • Prescription medications (partial or full coverage depending on policy)

This coverage ensures that if you fall ill or face an emergency, you can access treatment quickly and affordably while remaining fully compliant with your visa conditions.

Overseas Visitor Health Cover (OVHC)

Should you be planning to visit Australia under any temporary visa, then it is necessary to keep in mind that you may not be able to get covered by the Australian healthcare system, referred to as Medicare. In this regard, it is wise to arrange for yourself private health insurance, which will take care of your medical costs when you are in the country. Overseas Visitor Health Cover (OVHC) serves this specific purpose, covering the people visiting Australia for work, holiday or even short stays.

Most of the temporary visas do not allow coverage by Medicare, which is the public healthcare system of Australia. This is where OVHC acts as a private health insurance.

Having OVHC means you can get medical help as and when required, irrespective of whether you work, explore, or temporarily relocate.OVHC benefits. The coverage included in an OVHC plan mainly depends on the kind/level of cover you opt for; Though, common benefits are:

  • Urgent ambulance services, hospital treatment, and traumatic care, doctor (GP) consultations
  • Specialist medical appointments
  • Prescription medicines (subject to policy)
  • Extras that come with full cover plans, like dental, optical, and physiotherapy

Picking the right OVHC plan can give you the option to live and work in Australia without worries, knowing your health and finances have been looked after.

Why health insurance is important?

Choosing suitable health insurance is not something you can decide not to do. In fact, it is a necessity not only for your visa granting but also for your stay in Australia. In the absence of coverage, even the simplest medical treatment can cost you a fortune. Once you have access to OSHC and OVHC, you will not be faced with any unexpected expenses and will be able to seek treatment with no limitations. In addition, this means that you will meet all of the criteria required by the Australian authorities when it comes to immigration.

What Achievement Education Can Do For You

Achievement Education is here to guide you through the process of selecting and applying for the best health insurance for your Australian stay. We know that OSHC and OVHC can be complicated due to various visa requirements and insurance providers. That is why we break down everything into simple steps and take you along the way so you can make a wise decision with confidence.

1. Visa-Based Guidance

We first get to know what kind of visa you have, for how long you are planning to stay, and your personal needs; then, we advise you of the best insurance options. It is our mission to not only make you well-insured but also up-to-date with all the regulations, and not have to pay for any extras that you will not use.

2. Insurance Provider Comparison

We help you compare policies from leading Australian insurers such as Bupa, Medibank, Allianz Care Australia, nib, and ahm, allowing you to make an informed decision based on coverage, benefits, and budget.

3. Right Plan Selection

Afterwards, we put you at the center of making decisions for choosing a policy that suits your financial status, stay period, and desired insurance coverage. In this case, you will neither be under-insured nor over-insured.

4. Easy Comparison

Also, we make the differences between insurance providers and plans clear to you so that you can easily understand what each option is offering and make a decision that is backed by having the right information and no confusion on your part.

5. End-to-End Support

We are with you every step of the way - from picking your insurance policy to submitting the application, ensuring that all is carried out accurately and without any hiccups. It is pretty straightforward what we want: not just that you purchase an insurance policy, but that you buy the right cover that will keep you safe, on the right side of the law, and without worries during your stay in Australia.

Be Sure about Your Insurance!

No matter why you travel to Australia – whether you are a student or a temporary visitor, we would be ready and able to assist you with the beginning of your journey in the proper way, having all your health protection organized and feeling secure about yourself, due to the fact that everything is arranged. Let Achievement Education help you to choose between different OSHC and OVHC insurances to be sure of yourself and think about your future.

Our specialists will help you to compare reliable insurance companies, find out what kind of protection you can get from them and select a good plan for yourself. 

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